The international project cargo market is booming:
Wind power towers, transformers, boats or complete production plants regularly travel across the world's oceans in flat-rack containers. However, incorrectly selected or inadequate insurance for flat-rack transport can quickly turn into a financial disaster in the event of a claim. This guide explains all the key aspects - from risk analysis and insurance conditions to a practical checklist - to ensure that your flatrack transport insurance is optimised.

1 - Introduction

Flat racks are open container platforms without side walls or roofs and are therefore ideal for extra-wide, extra-high or particularly heavy goods. At the same time, flat-rack cargoes are exposed to higher environmental and handling risks than classic FCL containers. Customised transport insurance for flat racks is therefore essential - especially if the goods are handled by RoRo feeder ship or loaded in ports with frequent sandstorms.

2 - Risk profile of a flat rack consignment

3 - Overview of insurance types

You can find useful basics in our Checklist for RoRo shipping

4 - Key clauses you should check

• Insured Value - Value of goods + 10 % surcharge / freight costs if applicable.
• Pair-&-Set Clause - close gaps in cover in the event of partial loss.
• Sue & Labour - Loss minimisation costs must be reimbursable.
• General Average Contribution - Insurance covers your share of general average.
• Mechanical Derangement - important for machines with sensitive electronics.

5 - Practical checklist before loading

(Suggested image: Flat rack with wrapped excavator - old text "Excavator on flat rack, wrapped in shrink wrap")

6 - External requirements & authorities

• IMO CTU code - Guideline for load securing.
• IUMI recommendations - International Union of Marine Insurers.
• EN 12195-1 - European lashing standard.

External source: IUMI position paper "Cargo Securing on Flat-Racks" (PDF) on iumi.com.

7 - FAQ

How often is a survey necessary?
For carrier specification; recommended for every high-value load.

Is all-risk cover compulsory?
Not legal, but strongly recommended - Named Perils policies leave essential risks open.

Who reports the damage?
The policyholder on arrival at the port of discharge within 24 hours with photos, packing list and booking number.

Does the policy also apply to on-carriage trucking?
Only if multimodal cover is expressly agreed.

8 - Conclusion

A customised insurance policy for flatrack transport combines all-risk cover, a suitable excess and a professional lashing plan. With clean documentation, robust corrosion protection and clear emergency processes, you can significantly minimise financial risks. ODS Orient is happy to support you with customised policy solutions.

Disclaimer

All information in this article has been carefully researched but is subject to change at any time. ODS Orient accepts no liability for the topicality, accuracy and completeness of the information provided.